EFFECTIVE 8/19/2019
Checking Accounts
| Hometown Checking | Now Checking (Interest Checking) | Organization Checking | Legacy Senior Checking (60 and over) | |
|---|---|---|---|---|
| Minimum Balance To Open | $100 | $100 | $100 | $100 |
| Monthly Maintenance or Minimum Balance Fee | $5 | $10 | $2 Charged Per Statement Cycle (Minimum Quarterly Statements Required). | $3 |
| Monthly Minimum Balance | See Below. | $1000 | None. | None. |
| How to Avoid the Maintenance Fee | Maintain a minimum monthly balance of $500. or Maintain a relationship balance of $5,000 in a savings, certificate, money market or other account. or Have a qualifying loan with a balance of $5,000 or more. | Maintain a minimum daily balance of $1,000 or more. | Maintain a balance of $5,000 or more. | Maintain a monthly balance of $50. |
| Earns Interest | No. | Yes. See Account Disclosure for Current Rate. | No. | No. |
| Excessive Item Fee | $5 - Charged per month after the first 50 debit items presented on an account. | $.15 per item charged per item after the first 25 debit items presented on account. | None. | $5 - Charged per month after the first 50 debit items presented on an account. |
| Paper Statement Fee | $3 per monthly statement. Waived with eStatements. | $3 per monthly statement. Waived with eStatements. | $3 per monthly statement. Waived with eStatements. | $3 per monthly statement. Waived with eStatements. |
Minimum Balance To Open
$100
Monthly Maintenance or Minimum Balance Fee
$5
Monthly Minimum Balance
See Below.
How to Avoid the Maintenance Fee
Maintain a minimum monthly balance of $500.
or
Maintain a relationship balance of $5,000 in a savings, certificate, money market or other account.
or
Have a qualifying loan with a balance of $5,000 or more.
Earns Interest
No.
Excessive Item Fee
$5 - Charged per month after the first 50 debit items presented on an account.
Paper Statement Fee
$3 per monthly statement. Waived with eStatements.
Minimum Balance To Open
$100
Monthly Maintenance or Minimum Balance Fee
$10
Monthly Minimum Balance
$1000
How to Avoid the Maintenance Fee
Maintain a minimum daily balance of $1,000 or more.
Earns Interest
Yes. See Account Disclosure for Current Rate.
Excessive Item Fee
$.15 per item charged per item after the first 25 debit items presented on account.
Paper Statement Fee
$3 per monthly statement. Waived with eStatements.
Minimum Balance To Open
$100
Monthly Maintenance or Minimum Balance Fee
$2 Charged Per Statement Cycle (Minimum Quarterly Statements Required).
Monthly Minimum Balance
None.
How to Avoid the Maintenance Fee
Maintain a balance of $5,000 or more.
Earns Interest
No.
Excessive Item Fee
None.
Paper Statement Fee
$3 per monthly statement. Waived with eStatements.
Minimum Balance To Open
$100
Monthly Maintenance or Minimum Balance Fee
$3
Monthly Minimum Balance
None.
How to Avoid the Maintenance Fee
Maintain a monthly balance of $50.
Earns Interest
No.
Excessive Item Fee
$5 - Charged per month after the first 50 debit items presented on an account.
Paper Statement Fee
$3 per monthly statement. Waived with eStatements.
We offer superior personalized service with checking accounts designed for you. Our checking accounts come with these convenient services:
- Free Online Banking
- Free Mobile Banking with Mobile Deposit
- Free eStatements
- Free Bill Pay
- Visa Debit Cards
- Pay a Person (P2P) Transfers
- Low minimum monthly maintenance fee and balance to open.
- No charge for eStatements.
- No charge for first 50 items presented on account.
Now Checking (Interest Checking)
- Minimum daily balance of $1,000.00.
- First 25 debit items are free.
- Earns interest on balances.
- No charge for eStatements.
- Low monthly maintenance fee.
- No charge for eStatements.
Legacy Senior Checking
(60 and over)
- Low monthly maintenance fee.
- No charge for eStatements.
Qualifications and restrictions may apply. Ask us for details.
