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EFFECTIVE 8/19/2019

 

Checking Accounts

A table with information about checking accounts
 Hometown CheckingNow Checking (Interest Checking)Organization CheckingLegacy Senior Checking (60 and over)
Minimum Balance To Open$100$100$100$100
Monthly Maintenance or Minimum Balance  Fee$5$10$2 Charged Per Statement Cycle (Minimum Quarterly Statements Required).$3
Monthly Minimum Balance

See Below.

$1000None.None.
How to Avoid the Maintenance Fee

Maintain a minimum monthly balance of $500.

or

Maintain a relationship balance of $5,000 in a savings, certificate, money market or other account.

or

Have a qualifying loan with a balance of $5,000 or more.

Maintain a minimum daily balance of $1,000 or more.Maintain a balance of $5,000 or more.Maintain a monthly balance of $50.
Earns InterestNo.Yes. See Account Disclosure for Current Rate.No.No.
Excessive Item Fee$5 - Charged per month after the first 50 debit items presented on an account.$.15 per item charged per item after the first 25 debit items presented on account.None.

$5 - Charged per month after the first 50 debit items presented on an account.

Paper Statement Fee$3 per monthly statement. Waived with eStatements.$3 per monthly statement. Waived with eStatements.$3 per monthly statement. Waived with eStatements.$3 per monthly statement. Waived with eStatements.
Hometown Checking
Minimum Balance To Open $100
Monthly Maintenance or Minimum Balance  Fee $5
Monthly Minimum Balance

See Below.

How to Avoid the Maintenance Fee

Maintain a minimum monthly balance of $500.

or

Maintain a relationship balance of $5,000 in a savings, certificate, money market or other account.

or

Have a qualifying loan with a balance of $5,000 or more.

Earns Interest No.
Excessive Item Fee $5 - Charged per month after the first 50 debit items presented on an account.
Paper Statement Fee $3 per monthly statement. Waived with eStatements.
Now Checking (Interest Checking)
Minimum Balance To Open $100
Monthly Maintenance or Minimum Balance  Fee $10
Monthly Minimum Balance $1000
How to Avoid the Maintenance Fee Maintain a minimum daily balance of $1,000 or more.
Earns Interest Yes. See Account Disclosure for Current Rate.
Excessive Item Fee $.15 per item charged per item after the first 25 debit items presented on account.
Paper Statement Fee $3 per monthly statement. Waived with eStatements.
Organization Checking
Minimum Balance To Open $100
Monthly Maintenance or Minimum Balance  Fee $2 Charged Per Statement Cycle (Minimum Quarterly Statements Required).
Monthly Minimum Balance None.
How to Avoid the Maintenance Fee Maintain a balance of $5,000 or more.
Earns Interest No.
Excessive Item Fee None.
Paper Statement Fee $3 per monthly statement. Waived with eStatements.
Legacy Senior Checking (60 and over)
Minimum Balance To Open $100
Monthly Maintenance or Minimum Balance  Fee $3
Monthly Minimum Balance None.
How to Avoid the Maintenance Fee Maintain a monthly balance of $50.
Earns Interest No.
Excessive Item Fee

$5 - Charged per month after the first 50 debit items presented on an account.

Paper Statement Fee $3 per monthly statement. Waived with eStatements.
 

We offer superior personalized service with checking accounts designed for you. Our checking accounts come with these convenient services:

  • Free Online Banking
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements
  • Free Bill Pay
  • Visa Debit Cards
  • Pay a Person (P2P) Transfers

Hometown Checking

  • Low minimum monthly maintenance fee and balance to open.
  • No charge for eStatements.
  • No charge for first 50 items presented on account.

Now Checking (Interest Checking)

  • Minimum daily balance of $1,000.00.
  • First 25 debit items are free.
  • Earns interest on balances.
  • No charge for eStatements.

Organization Checking

  • Low monthly maintenance fee.
  • No charge for eStatements.

Legacy Senior Checking
(60 and over)

  • Low monthly maintenance fee.
  • No charge for eStatements.

Qualifications and restrictions may apply. Ask us for details.

 
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